Why Get a Loan Mod?

• Reduce your interest rate
• Reduce your mortgage payments
• Stop your approaching foreclosure
• Put off past due mortgage balances for years
• Convert Adjustable or ARM to a Fixed Rate Loan

How Do You Qualify?

• Are you behind on your payments?
• Are you upside down on your mortgage?
• Are you in an adjustable, option ARM, or Negative Amortization loan?
• Are you contemplating bankruptcy?

If you said YES to any of these questions, you may qualify!

How will the stimulus program affect your mortgage?

President Barack Obama announced a $75 billion plan saying it will help up to 9 million people keep their homes in a housing market ravaged by foreclosures. If you are feeling the pain from this economy and need relief for your mortgage payment, you are not alone. We are here to help. 

Contact us to see if you qualify for President Obama’s Home Affordable Modification Plan released March 4, 2009.  Know your legal rights and options as set forth by the banks and Federal Government.

This plan can lower your interest rate to as low as 2%, extend the term of your mortgage to as far as 40 years and possibly forebear or forgive a portion of your principal mortgage balance to attain a mortgage payment equal to 31% of your monthly house income.  Also, borrowers who are prompt in making loan repayments during a loan modification will receive an incentive bonus of $1000 per year for 5 years.

Some 650,000 troubled borrowers have been put into trial loan modifications under the president's loan modification and foreclosure rescue plan. That number represents only 20% of eligible homeowners.  This offer to negotiate your mortgage could save you tens of thousands of dollars.

Fill in the form to the right  to find out what your payment reduction could potentially be. Unlike a traditional refinance, there are no credit or equity restrictions for this program.

Call today for a FREE consultation!   1-855-844-5586

How It Works:

Submit your inquiry or call us direct (855) 844-5586

Our Specialist will Contact you for a FREE CONSULTATION to learn more about your specific situation. We need as much information about your hardship as we can get. Our Specialists will use this information to help you determine if you meet the eligibility requirements for both Government Sponsored Modification Programs such as HAMP, or in-house modification programs offered by your specific bank.

If it is determined that you Pre-Qualify, the Specialist will go through the options available to you, including but not limited to submitting an application for a Loan Modification to your bank If it is determined that you do not qualify for a loan modification, our Specialist will provide you with suggested course of action outside the remedy of a loan modification.